CFO Services
Walk into the bank prepared.
Debt structured properly, forecasts lenders believe, and someone senior beside you in the meeting.
What we do
Four ways we get your funding ready.
Funding readiness.
A succinct business plan, strong balance sheet story and three-way forecasts that explain why the funding is needed, how it will be used and when a return is expected, answering the lender's questions before they ask.
Debt structure review.
Facilities matched to what they fund: core debt, working capital, equipment, property.
Capital options, weighed up.
Debt against equity against patience, compared in dollars and control, before you choose.
In the meeting.
We attend lender and investor meetings with you. Our advisory and broking teams work collaboratively to complement and support your in-house team.
One collaborative team working with you
Preparation and implementation.
Most businesses prepare for funding with one firm and borrow through another, and the story falls apart between them. Here the people who built your forecast sit beside the brokers who place your loan, so what the lender hears is one consistent, credible case.
The ongoing numbers function behind a raise is our Virtual CFO service.
Our process
How this works.
Good work follows a process. Here is ours.
Readiness
Numbers, structure and story reviewed against what lenders actually assess.
The case
Forecasts, information pack and the ask, built and stress-tested.
The raise
Lenders or investors approached, meetings attended together, terms negotiated, executed in-house where lending fits.
Common questions
Questions we get asked.
Usually it is the numbers, not the business: stale figures, no forward view and a balance sheet nobody has explained. Sometimes banks also lack confidence in your leadership, management, operations team or processes, which can make them nervous about saying yes. We can help you address these concerns, strengthen the case and demonstrate the business's ability to scale and keep pace with growth. A credible three-way forecast can materially change the conversation.
This depends. They cost different things. Debt costs cash, reduces profit through interest and can extend the payback period. Equity costs ownership and control. We compare them not only in dollars, but also provide a fresh perspective to challenge your thinking before you choose.
Business lending is executed by our in-house broking team. Together, our business advisory, financial planning and business lending teams collaborate to build the best case for your situation. One clear story, with full consideration and maximum impact.
Often, yes. Restructuring accreted facilities into the right shape can cut cost and free security. The review shows what is possible.
ALSO FOR YOU
Mortgages & Lending: Business funding here; property and personal lending with our brokers.
Like a quick chat to see if we can help?
20 minutes. No obligation. No product pitch, just an honest conversation.
Or call (03) 9574 8300
