Financial advice
You have built the business. Who is building you?
Most owners pour everything into the company and neglect their own balance sheet. We plan your wealth, super and exit alongside the business, with one team across both.
What you get
The personal plan that runs alongside the business.
Wealth outside the business.
Deliberately building assets the business cannot take down with it.
Super strategy for owners.
Contribution windows and structures that owners chronically underuse while profits stay in the company.
The exit is the retirement.
We plan sale proceeds, small business CGT concessions, and the income they'll need to fund, as one connected strategy, years in advance. (General information only.)
Protection for key people.
Cover structured around what the business and family actually stand to lose, coordinated with specialist partners where needed.
Business and personal
One plan, both sides of the fence.
Our business advisory team plans the exit: value, structure, timing. Our advice team plans what the exit is for: the income, the lifestyle, the estate. Most firms do one or the other and hope they meet. Here they are one conversation, and the retirement number drives the exit strategy rather than being whatever is left after it.
Our process
Our process.
Advice starts with a proper conversation, not a product.
Discovery, on us.
A proper discovery meeting, not a 15-minute chat: what is important in life to you, where you stand, and whether we can genuinely help. Complimentary.
Your strategy, presented.
We build the strategy and present it with clear fees, so you decide with the full picture in front of you.
Implement and review.
We put the plan to work, then stay with you: portfolio monitoring, reviews, and an adviser who picks up the phone.
Common questions
Questions we get asked.
It is the most common owner position and the most fragile one: one asset, one risk, no diversification. Building wealth outside the business is the fix, and it starts smaller than most owners think.
Years before the sale. The retirement number should drive the exit price you need, the structure you sell through and the timing you choose. After the deal is too late for most of the levers.
Yes. Accounting runs from pure compliance, tax returns and BAS, through to proactive advice, and not every practice covers the advice end. We work alongside your accountant and bridge the gap where it is needed.
Owners routinely skip the contribution windows employees get by default, and the windows close. A deliberate owner-super strategy is often the highest-return fix we make. (General information only.)
Let's plan you, not just the company.
The first conversation costs nothing and comes with no obligation.
Or call (03) 9574 8300
