Business lending
Business lending, from people who know both sides.
Our senior broker was bank-trained in commercial lending. Our advisory team builds the forecasts lenders believe. Together, that is a stronger application than either alone.
What we arrange
Premises, property and the funding behind them.
Owner-occupied premises.
Buy the building you trade from, structured for your business and tax position.
Commercial investment.
Commercial property loans for investors, priced and structured for the asset class.
Business lending.
Working capital and growth funding, presented to the right lender with a credible case.
The numbers, done in-house.
Where a forecast or business case is needed, our advisory team prepares it and can sit in the meeting.
Our process
Three steps, and you always know where you are.
We work the same way on every loan, so nothing gets lost and you are never left guessing. Here is what happens between the first conversation and settlement.
Tell us the goal
A quick conversation, then one link to send us your documents, with a clear list of exactly what we need.
Three options
We assess your position, check lender policy before anything is lodged so your credit file is protected, and present three clear options in plain English.
Lodged, chased, settled
We prepare the paperwork, update you at every stage, chase the lender so you do not have to, and stay contactable after settlement.
Common questions
Questions we get asked.
Sometimes it is the best money a business spends; sometimes the capital works harder in the business. The answer needs your numbers, which is exactly what our advisory team models before you commit. (General information only.)
Lenders weigh the business's financials, the lease profile and the asset itself, and terms vary far more than home lending.
In some circumstances, yes, and it is a common strategy for business owners. It needs personal advice and specialist lending, both of which live under this roof. (General information only.)
That is fixable, and it is our day job: our business advisory team cleans up the numbers and builds the forecast before we approach anyone.
Ready to talk about business lending?
The first conversation costs nothing and comes with no obligation.
Or call (03) 9574 8300
