PROTECTION & ESTATE
A good estate plan is kindness, organised.
Beneficiary structures, super death benefits and the handover to the next generation, planned with your adviser and documented with trusted legal partners.
What we cover
The financial architecture of a good estate outcome.
Super death benefits.
Nominations and structures inside super, where the Will alone does not decide. (General information only.)
Beneficiary structuring.
Who receives what, through which structure, with what tax result.
Intergenerational transfer.
Moving wealth to the next generation deliberately, including the conversations that make it stick.
The legal pieces, coordinated.
Wills, powers of attorney and testamentary trusts drafted by trusted legal partners we work with, briefed properly.
CLIENT STORY
When it matters most.
When a client passed away, the surviving spouse was suddenly dealing with grief and a self-managed fund at the same time. Working with our accounting team, we reset the whole strategy so the fund, the income and the estate settings worked for her new life. She knew she was going to be looked after, and could focus on what mattered more.
Related reading: After an Inheritance and Aged Care Advice.
Our process
Our process.
Advice starts with a proper conversation, not a product.
Discovery, on us.
A proper discovery meeting, not a 15-minute chat: what is important in life to you, where you stand, and whether we can genuinely help. Complimentary.
Your strategy, presented.
We build the strategy and present it with clear fees, so you decide with the full picture in front of you.
Implement and review.
We put the plan to work, then stay with you: portfolio monitoring, reviews, and an adviser who picks up the phone.
Common questions
Questions we get asked.
No. Super, jointly held assets and trusts can pass outside the Will entirely, which is why nominations and structures matter as much as the document. (General information only.)
No, and you should want it that way: Wills and powers of attorney are legal documents drafted by lawyers. We plan the financial architecture, identify what you need and brief trusted legal partners.
Deliberately: structures, timing and honest family conversations. Intergenerational transfer is a core focus of our advice work.
It is paid under super rules to nominated beneficiaries or your estate, with tax outcomes that depend on who receives it. Getting nominations right is one of the cheapest, highest-value steps in estate planning. (General information only.)
Let's get your estate plan in order.
The first conversation costs nothing and comes with no obligation.
Or call (03) 9574 8300
